High cover at low premiums.
Pure protection plans that ensure your family’s financial stability in your absence.
- Up to ₹1 Cr+ Sum Assured
- Critical Illness Add-ons Available
- Tax-Free Payouts
High cover at low premiums.
Pure protection plans that ensure your family’s financial stability in your absence.
Protection + Savings
Guaranteed maturity benefits + life cover. Ideal for disciplined savings with security.
Market-linked growth + Insurance.
Build wealth while staying covered.
Lifelong protection + legacy planning
Perfect for estate creation, wealth transfer & lifelong peace of mind.
Claim deductions up to ₹1.5 lakhs per year on the life insurance premium you pay.
Applicable for individual policies, spouse, or children.
On policy maturity or death benefit, the payout is completely tax-free, provided conditions are met.
Ideal for wealth creation + legacy planning.
Combine insurance planning with HRA, education loans, and home loans for even more savings.
Investments help grow wealth, but insurance protects it. A sudden medical emergency or untimely death can derail financial goals. Insurance ensures your family or finances are not compromised during life’s uncertainties.
We typically recommend a combination of:
A good thumb rule is 10–15 times your annual income. We also consider your loans, kids’ education, dependents, and long-term goals to suggest the right cover.
Yes! Employer insurance ends when you leave the job. Also, company policies might have lower cover or limited family inclusion. We suggest having a personal backup policy for uninterrupted protection.
Yes. Under Section 80C, you can claim deductions for life insurance premiums. Health insurance premiums are eligible under Section 80D—up to ₹25,000 (₹50,000 for senior citizens).
Yes. NRIs can purchase life insurance and health insurance policies from Indian insurers. We assist NRIs with documentation, KYC, and medicals if needed.
Riders are add-ons to your base policy—for example: critical illness, waiver of premium, accidental death. They’re cost-effective ways to enhance your coverage.
Online policies may seem cheaper, but advisors like us offer end-to-end service—claim support, renewals, and guidance in emergencies. We don’t just sell insurance—we stand by when it matters.
The earlier, the better! Younger individuals get lower premiums and better policy options. Waiting increases premiums and may lead to rejection if health issues arise.
